The PEO built for modern business

Run payroll, benefits, and compliance under your own EIN without giving up control or adding layers of overhead.

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OUR CARRIER PARTNERS

NIURAL PEO

Hire the team.

We'll handle the rest.

Hire the team.

We'll handle the rest.

Hire the team.

We'll handle the rest.

As your co-employer, Niural takes on W-2s, state registrations, workers' comp, and compliance filings. You manage your team. We manage everything behind them.

Enterprise benefits at startup scale

Medical, dental, vision, and more at rates normally reserved for companies 10x your size.

Multi-state payroll, zero guesswork

Automated wage calculations, filings, and deductions across federal, state, and local jurisdictions.

Compliance handled automatically

Registrations, filings, workers’ comp, and ACA administration—managed automatically.

HR tools without the HR department

Time off, expenses, onboarding, and policy workflows—plus human guidance when it matters.

WHY NIURAL

Everything a PEO does.

Plus a lot they don't.

Everything a PEO does.

Plus a lot they don't.

Everything a PEO does.

Plus a lot they don't.

Traditional PEOs bundle HR and payroll, but come with loss of control, rigid systems, and hidden complexity. Niural gives you the same coverage with modern infrastructure.

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AI-assisted benefits guidance

EMMA helps employees choose the right plan. Compare coverage, ask questions, and get decision support during enrollment.

Payroll that earns yield

Idle payroll funds earn up to 3% before disbursement. Most PEOs pocket this. We don't.

Contractor payments in fiat or crypto

Pay contractors in stablecoin — from the same infrastructure that runs your PEO. No separate payment processor. No third wallet.

AI-assisted benefits guidance

EMMA helps employees choose the right plan. Compare coverage, ask questions, and get decision support during enrollment.

Liability protection

Niural assumes employment liability as your co-employer. Workers’ comp, EPLI, and other risks shift to us so your company stays protected.

Payroll that earns yield

Idle payroll funds earn up to 3% before disbursement. Most clients save 10% or more on their effective PEO cost, automatically.

SCALE WITH NIURAL

Start with payroll.
Scale into everything.

Add contractors. Run payroll globally. Expand with EOR. One platform from 10 employees to 100+, no migration required.

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Pay contractors in 150+ countries

Pay freelancers in 150+ countries with compliant contracts, local currency payouts, and misclassification protection built in.

Hire globally without entities

Hire internationally without opening local entities. Niural handles payroll, compliance, and benefits through its global employer infrastructure.

Keep your EIN, offload the admin

Run payroll and stay the legal employer. Niural handles compliance, filings, and HR infrastructure behind the scenes.

PRICING

Transparent pricing for modern teams

Payroll, PEO, and contractor management, priced per employee, per month.

PEO Basic

For companies that want co-employment infrastructure without bundled benefits.

$59

per employee / month

Multi-state payroll

HR resources & compliance support

PTO tracking & document storage

Workers’ comp & EPLI coverage

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PEO Plus

For companies that want HR administration handled through a co-employer.

$120

per employee / month

Everything in PEO Basic

Benefits enrollment platform

Medical, dental & vision plans

HSA, FSA, DFSA & COBRA

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US Payroll

For teams that want payroll automation without switching to a PEO model.

$100 / month

$20 per employee / month

Multi-state payroll

Unlimited payroll runs

W-2s and compliance filings

PTO tracking & team management

401(k) and benefits administration

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Contractors

For teams paying freelancers and international contractors compliantly.

$49

per contractor / month

Pay contractors in 150+ countries

Local and digital currency payouts

Automated tax forms & invoices

Contract creation and e-signing

Accounting integrations

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TESTIMONIALS

Don't take our word for it.

Take theirs.

Gokul Rajaram

"Niural is the best — probably the only way to pay a global workforce, employees, or contractors in a unified way.

FORMER EXEC · SQUARE, FACEBOOK, PINTEREST

With Niural, EchoWin achieved cost savings for benefits, expanded payroll to all 50 states, and reduced compliance management effort significantly.

Niural is not just a vendor to us but has become an extension of our team. Initially, we started with contractor payments, and now we use the full suite of services globally. Niural was the only tech company that could handle all of it easily.

Slingshot AI’s partnership with Niural allowed us to manage our rapid growth effectively. By addressing key administrative challenges and reducing costs, we could focus on our core mission of advancing mental health through AI research.

FAQ

What is a PEO?

A PEO (Professional Employer Organization) is a co-employment partner that handles HR, payroll, benefits, and compliance on behalf of your company. Niural becomes the employer of record for tax and benefits purposes while you retain full control over your team's day-to-day work. It's how small and mid-size companies access Fortune 500-level benefits and stay compliant without building an internal HR department.

What's the difference between a PEO and an EOR?

A PEO is a co-employment arrangement for companies that already have a legal entity — Niural shares administrative responsibility while you remain the employer. An EOR is for hiring in countries where you don't have an entity — the EOR becomes the legal employer on your behalf. Niural offers both, so companies can use PEO domestically and EOR internationally as they scale.

What's the difference between PEO and ASO?

With a PEO, Niural becomes a co-employer and handles benefits, compliance, and payroll under our master policy. With ASO (Administrative Services Only), your company stays the sole employer and maintains its own benefits, but Niural handles payroll processing and tax administration. PEO is ideal for companies under 100 employees that want full-service support. ASO is better for larger companies that already have benefits infrastructure.

What benefits can my employees access through Niural PEO?

Niural aggregates employees across all clients to negotiate enterprise-level rates. Your team gets access to Aetna, Cigna, MetLife, Nationwide, and other top-tier carriers for medical, dental, vision, life, disability, HSA/FSA, and 401(k). A ten-person startup gets the same quality coverage typically reserved for companies with hundreds of employees.

How does Niural handle multi-state compliance?

Niural automatically manages federal, state, and local payroll tax calculations, filings, and regulatory requirements across every jurisdiction your employees work in. When an employee in Texas is terminated while your HQ is in New York, Niural ensures final paychecks, tax filings, and benefits notifications comply with both states. Unemployment claims, workers comp, and government correspondence are handled as if your employees were ours.

Can Niural process payments in both fiat and cryptocurrency?

Yes. Niural Pay handles payroll disbursement, contractor payments, and vendor invoices in both fiat and crypto, including stablecoins like USDC and USDT. All payments are managed from one platform with real-time visibility into cash flow.

How does Niural PEO differ from competitors like Justworks or TriNet?

Niural combines AI-powered payroll validation with multi-state compliance automation, integrated fiat and crypto payment rails, and access to top-tier benefits carriers under one master policy. Most legacy PEOs run on outdated infrastructure and don't offer unified payments or real-time error detection. Niural is built for growth-stage companies that need speed and accuracy without enterprise bureaucracy.

@2026 Niural Inc

Cookie Policy

Niural Inc., 16192 Coastal Highway, Lewes DE 19958, United States

Niural is a financial technology company and is not a bank. Banking services provided by i3 bank; Member FDIC and JP Morgan Bank; Member FDIC.

Payment services in some countries for Niural Inc. are provided by CurrencyCloud and/or Nium, Inc. which operate in partnership with Community Federal Savings Bank (CFSB).

In the U.S., Nium, Inc. operates as a service provider to CFSB and all payment services offered by Nium, Inc. are provided by CFSB. CFSB is registered with the Federal Deposit Insurance

Corporation(FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorized in 39 states to transmit money (MSB Registration Number: 31000160311064).

Registered Office: Niural Inc., 16192 Coastal Highway, Lewes DE 19958, United States

*Exclusions apply based on supported payments methods in certain jurisdictions.

Start with payroll. Scale into everything.

Start with payroll. Scale into everything.

Start with payroll. Scale into everything.

Add contractors. Run payroll globally. Expand with EOR. One platform from 10 employees to 100+, no migration required.

Add contractors. Run payroll globally. Expand with EOR. One platform from 10 employees to 100+, no migration required.

Add contractors. Run payroll globally. Expand with EOR. One platform from 10 employees to 100+, no migration required.

Transparent pricing for modern teams

Transparent pricing for modern teams

Transparent pricing for modern teams

Payroll, PEO, and contractor management, priced per employee, per month.

Payroll, PEO, and contractor management, priced per employee, per month.

Payroll, PEO, and contractor management, priced per employee, per month.

Don't take our word for it.

Don't take our word for it.

Don't take our word for it.

Take theirs.

Take theirs.

Take theirs.

FAQ

Start with payroll.
Scale into everything.

Start with payroll.
Scale into everything.

Start with payroll.
Scale into everything.